CREDITSOURCES.ORG PRIVACY POLICY

Privacy Policy

The following sets forth the policies for the collection and use of personally identifiable information (“Information”) by Bizx, LLC d/b/a creditsources.org (“CreditSources”) in connection with its operation of its website located at www.creditsources.org (the “Site”) and its offline operations (the Site and offline operations together are known as the “Business”), and supersedes any previous statement of such policies.

CreditSources knows that users’ personal information is important to them; CreditSources respects that importance and treats that information responsibly. CreditSources has created the below policy to explain the types of information it collects from users, how it uses this information, with whom and for what purposes it shares the information, and how users can interact with CreditSources in connection with the information collection and use.

CreditSources takes its obligations regarding privacy very seriously and it wants to ensure users are fully informed about the Information they are providing to it.

Collection of Information.

In connection with the Site, CreditSources may collect Information in the following ways:

• Through forms filled out by a user on the Site;

• Through the maintenance and analysis of Web server logs;

• Through emails sent to CreditSources; and

• Via communications between a user and CreditSources.

CreditSources may also connect non-personally identifiable information from users via “cookies” (small text files placed by CreditSources on user computers), single-pixel GIF image files (also called “Web beacons”), Web server log analysis and other similar technological means. Such information may be used to track site trends and enhance the user experience, and may be shared with third parties. CreditSources may share information to respond to subpoenas, court order, or legal process, or to establish or exercise it legal rights or defend against legal claims. We will transfer Information about you if CreditSources is acquired by or merged with another company. In this event, CreditSources will notify you before Information about you is transferred and becomes subject to a different privacy policy.

To the extent third parties may place advertising or other content on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. CreditSources is not responsible for information collected by third parties in this manner, nor for the collection or use of Information by other sites to which the Site is linked.

Types of Information Collected by CreditSources.

The following types of Information about a user are among those that may be collected by CreditSources in connection with the Business:

• Name;

• Postal address;

• E-mail address;

• Telephone number;

• Cell phone number;

• Date of birth;

• IP Address;

• Referring site; and

• Other technical information collected by the Site’s servers.

Children.

CreditSources does not knowingly collect or retain information in connection with the Site from children under the age of 13. CreditSources does not ask children under age 13 for personal information.

Use of Information.

CreditSources may use Information collected in connection with the Site in the following ways:

• To provide requested information, products and services to users via the Site or through other online or offline channels;

• To improve the user experience with the Site;

• To provide to corporate sponsor of the Site;

• In connection with the operation of the Site; and

• For users to obtain information and offers for products and services offered by CreditSources and/or non-affiliated third party service providers.

In order to do the foregoing, CreditSources may provide the Information to trusted non-affiliated third parties, including but not limited selected third party vendors and service providers as well as third party contractors providing services to CreditSources such as the operation of the Site and communication services. Many of the forms you complete on the Site will hosted by a third party who will receive the information directly from you and may not be held or retained by CreditSources. CreditSources will use commercially reasonable efforts to limit use of the Information by such third parties to the specific uses set forth above. CreditSources also utilizes electronic and physical security to reduce the risk of improper access to or manipulation of Information during transmission and storage, but cannot guarantee the security or integrity of the Information and shall have no liability for breaches of security or integrity or third-party interception in transit.

CreditSources may also disclose Information when it determines it is necessary to comply with applicable laws or regulations, in connection with a merger, acquisition, asset purchase or sale of or by CreditSources, or to protect the interests or safety of CreditSources, its customers, or other visitors to the Site.

Opting Out from Offers from CreditSources.

At any time, a user may opt out from receiving future offers from CreditSources by following the instructions contained within each marketing communication or by sending an e-mail message to support@creditsources.org. Such opting out will not apply to any communications from third parties to whom CreditSources may have provided Information regarding the user. Third parties’ use of the Information is subject to such parties’ own privacy policies, for which CreditSources shall not be responsible.

Access to Information.

All users who provide their Information to CreditSources may modify and correct such Information through their personal profile.

Your California Privacy Rights.

Beginning on January 1, 2005, California Civil Code Section 1798.83 permits customers of CreditSources who are California residents to request certain information regarding CreditSources’ disclosure of personal information to third parties for such third parties’ direct marketing purposes. To make such a request, please write to support (at) creditsources.org or CreditSources.org, Box 2452, La Jolla, CA 92038.

Changes to this Privacy Policy.

CreditSources reserves the right to revise and update this Privacy Policy at any time. Any such revisions will be effective on the date of posting to the Site, and will apply to all information collected by CreditSources both prior to and following the effective date. Your use of the Site following any such revisions will be deemed your acceptance of such revisions. Users should periodically visit this page to review the current policies with regard to Information.

Questions and Suggestions.

Please contact us at support (at) creditsources.org.

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